You can always refer to and use the Mpesa Charges 2022 when making transactions on your mobile phone. The Mpesa Withdrawal Fees, Sending Fees, and All Mpesa Rates tables below have been revised for 2022.
Without M-Pesa, where would Kenya be today? It might be wise to save that query for another day. Millions have benefited from innovations like M-Pesa from Safaricom throughout the years. You will now pay more to transmit or receive payments on your mobile phone according to a recent revision to Safaricom’s Mpesa fees.
What is M-Pesa?
Users of the M-Pesa mobile payment system can send and receive money using their smartphones.
Leading Kenyan telecoms company Safaricom introduced the service in 2007. With over 30 million users in Kenya alone, M-Pesa has grown to be one of the most widely used mobile payment systems worldwide since its launch.
Any user with a registered mobile phone number can send money via M-Pesa. M-Pesa users can also use it to get cash from ATMs and pay for goods and services.
Mpesa Withdrawal charges In 2022 – Kenya shillings
Are you interested in learning about the new Mpesa withdrawal fees for 2022 and want to withdraw money from M-Pesa? I’ve laid down the fees in a simple table for you to review.
Here are the current M-Pesa Withdrawal Charges from an Agent in 2022:
| Minimum | Maximum | M-Pesa Charges |
| 1 | 49 | N/A |
| 50 | 100 | 10 |
| 101 | 500 | 27 |
| 501 | 1,000 | 28 |
| 1,001 | 1,500 | 28 |
| 1,501 | 2,500 | 28 |
| 2,501 | 3,500 | 50 |
| 3,501 | 5,000 | 67 |
| 5,001 | 7,500 | 84 |
| 7,501 | 10,000 | 112 |
| 10,001 | 15,000 | 162 |
| 15,001 | 20,000 | 180 |
| 20,001 | 35,000 | 191 |
| 35,001 | 50,000 | 270 |
| 50,001 | 150,000 | 300 |
The amount you can withdraw is restricted by Safaricom, as shown in the table above. For instance, at an M-PESA agent store, you cannot withdraw less than KSH.50.
Mpesa sending charges to unregistered users
These are the Mpesa sending charges 2022:
| Minimum Ksh | Maximum Ksh | M-PESA Charges |
| 1 | 49 | N/A |
| 50 | 100 | N/A |
| 101 | 500 | 45 |
| 501 | 1,000 | 49 |
| 1,001 | 1,500 | 59 |
| 1,501 | 2,500 | 74 |
| 2,501 | 3,500 | 112 |
| 3,501 | 5,000 | 135 |
| 5,001 | 7,500 | 166 |
| 7,501 | 10,000 | 205 |
| 10,001 | 15,000 | 265 |
| 15,001 | 20,000 | 288 |
| 20,001 | 35,000 | 309 |
| 35,001 | 50,000 | N/A |
| 50,001 | 150,000 | N/A |
Mpesa charges for sending money to Registered Mpesa users
| Minimum Ksh | Maximum Ksh | M-PESA Charges |
| 1 | 49 | Free |
| 50 | 100 | Free |
| 101 | 500 | Free |
| 501 | 1,000 | Free |
| 1,001 | 1,500 | 26 |
| 1,501 | 2,500 | 41 |
| 2,501 | 3,500 | 56 |
| 3,501 | 5,000 | 61 |
| 5,001 | 7,500 | 77 |
| 7,501 | 10,000 | 87 |
| 10,001 | 15,000 | 97 |
| 15,001 | 20,000 | 102 |
| 20,001 | 35,000 | 105 |
| 35,001 | 50,000 | 105 |
| 50,001 | 150,000 | 105 |
Mpesa transactions tarrifs and rates for ATM Withdrawal
The following are the M-Pesa transaction charges for ATM Withdrawal:
| Minimum Ksh | Maximum Ksh | M-PESA Charges |
| 200 | 2,500 | 34 |
| 2,501 | 5,000 | 67 |
| 5,001 | 10,000 | 112 |
| 10,001 | 20,000 | 197 |
